Gone are the days, when you had to stand in long queues and go through a cumbersome process to open a Savings Account. The process would usually take days, in some cases even months for the process to be completed. In this age of technological revolution, where Internet has made the world a smaller and less complicated place, almost all banks now have their respective Website/App that allows you to open your Savings Account online.

Having good dental insurance is very important. It is as crucial as the medical insurance that you carry. A good smile goes a long way and dental insurance ensures that your smile is as beautiful as ever. The top dental health insurance plans are as follows: 1Dental.com: This plan comes with unlimited use but has certain pre-existing conditions that are already included in the plan savings.

Health insurance is a risk management strategy that is important in terms of the coverage it provides for the insured for any surgery, hospitalization or medical expenses incurred but it is important to weigh the advantages and disadvantages of taking health insurance before choosing a policy. An indemnity health insurance plan will reimburse you either partially or fully depending on the type of plan you have chosen.

During times of transition, when there are gaps in the existing health insurance policy, it is short-term health insurance that comes to the rescue. A temporary coverage that helps right when you need it the most, STHP as it is also called, is the most sought after for transitioning times like:

“The quality, not the longevity, of one’s life, is what is important,” said Martin Luther King, Jr. But when it comes to health care, you might agree that both quality and longevity are important! That is why the United Healthcare Insurance Company (UHIC) introduced the United Health Premium Program. Established in the year 2005, this program has been in existence for 13 years now and is one of the longest running of its kind in the insurance industry.

A good credit score equals easily obtainable loans from banks when you need it. Right? Yes, but does that mean people with bad credit scores because of unforeseen circumstances can never get loans again? There are private mortgage lenders who provide home equity loans and asset-backed loans to those who have low credit ratings.

Full-time employees are provided group disability insurance by their employer that generally covers 60% of the gross income earned by the employee before the occurrence of disability, or to a specific maximum amount like $10,000 per month, or any pre-determined amount that is agreed upon. The Group Disability Insurance is tax deductible for the employer and is offered by more employers in recent times, by taking the help of third-party disability insurers.

Medicare supplement plans are sold by private insurance companies to supplement the cost of those medical expenses not covered by Original Medicare like copayments, coinsurance, and deductibles. Medicare Supplement Plans like the ones offered by Humana, one of the leading health insurers in the United States, offer high coverage health insurance plans at low premiums to seniors at whom these are targeted.